

Resources for Finance
Be Smart with your Funds
Get in Charge of your Finances
Saving money and spending wisely can be difficult, especially when you have a family. We want to teach you different tricks to saving money.

What do I need to open a
bank account?
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If you're under 18, you'll need a guardian
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Your social security number/card
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Your picture identification, such as a driver’s license, Student ID, or passport
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Personal information such as address, phone number, email address
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An initial deposit (cash, checks) as required by the bank
FREE TAX FILING
United Way offers several services to prepare your taxes for free instead of paying someone. On average, American families spend more than $300 each year on tax preparation and filing fees.


Helpful Finance Tools
Low Income Housing
Sample Budget Form
Free Annual Credit Report
Compare Renters Insurance
Lessons on Money
Compare Car Insurance

Child Care, Food Assistance, and More

Must Have Apps
Download these helpful apps to help you save money and track
your finances.





The goal of this (6) month educational series, The Sum of Finance & Health, is to educate teen parents and their families in the areas of health and finance. The program is adapted to address the barriers facing families. The series incorporates activities, virtual learning, and establishing short-term as well as long-term goals in these specific areas.
Cheryl Lackey, Facilitator
Ms. Cheryl is an Accounting Professional with the City of Cincinnati. She has been a volunteer with RBC since 2017. For questions regarding this program please contact rosemarysbabies.cincy@gmail.com
SMART
Decide exactly what you want to do and when.
Use action words.
Set a deadline.
I want to save $500 for driving school this summer
MEASURABLE
How will you measure success along the way?
How will you know you've achieved the goal?
I will save $50 from every check during winter break.
ACHIEVABLE
Is this something you can achieve with all of your resources? Is this within your control?
I can do this if I use my monthly gift card instead of cash.
RELEVANT
Is this goal related to your overall mission. Is this something you really need or desire?
If I get my license, when I'm ready I can save for a car.
TIME-BOUND
Create a timeline of when you will achieve the goal. A goal without a plan is just a dream.
This is enough time so I won't be stressed.